How SelfScore is Redefining the Credit System

Kalpesh Kapadia

with Kalpesh Kapadia

Co-founder and CEO SelfScore

How SelfScore is Redefining the Credit System

How SelfScore is Redefining the Credit System 450 450 33Voices

Kalpesh and Jenna discuss how SelfScore is equipping international students with the financial opportunities they deserve, the future of banking, and the power of purpose for founders.

Learning Points

  • How SelfScore is empowering international students to build their credit history and healthy financial habits 
  • The a-ha moment that shaped SelfScore’s business model 
  • Mapping out SelfScore’s long-term vision and prioritizing user experience to become the go-to destination for students
  • Banking as a backend utility and how Netflix’s evolution relates to Kalpesh’s prediction of the system’s disruption 
  • How Kalpesh’s work as an investor influences his decision-making strategy as a founder; “You make bets on people and products just like you’re making bets on companies.”  
  • Filling in Kalpesh’s four-pronged hiring framework: Attitude, aptitude, energy, and integrity 
  • The power of consistency and discipline; “You don’t have to be a hero to succeed in business. You just have to do things repeatedly in a consistent and smart way.”